Buying a Home
Buy a home with the
Impact Loan Team
When you work with a member of Impact Loan Team, you can expect concierge service from the beginning to the end of your home purchase process.
Our team is passionate about ensuring our buyers are educated on the purchase process so they can buy with confidence, knowing that the Impact Loan Team helped them make the right choice for their future.
We make the process simple!
Pre-Approval
Determine your budget by getting pre-approved for a mortgage, which provides an estimate of the loan amount you may qualify for based on your financial situation.
Home Search
Search for properties that meet your criteria, including location, size, amenities, and budget by utilizing online listings, real estate agents, and open houses.
Make an Offer
Submit an offer to purchase the chosen property, negotiating terms such as price, contingencies, and closing dates with the seller.
Home Inspection
Hire a professional inspector to assess the condition of the property, identifying any potential issues or defects that may impact your decision to proceed with the purchase.
Mortgage Approval
Secure final approval for your mortgage loan. This involves providing documentation to verify your income, assets, and creditworthiness, ensuring all conditions are met for closing.
Closing & Beyond
Complete the transaction by signing legal documents, transferring ownership, and paying closing costs, officially becoming a new homeowner.
Why choose New American Funding over a bank for a home loan?
We have fewer restrictions than a bank, meaning more options for you.
Complimentary credit approvals within 48 hours, compared to up to 30 days at a bank.
Your loan is funded in-house, meaning faster and more personal service.
ENJOY CONVENIENCE AS AN ALL-CASH BUYER
Buy Your Dream Home With Cash!
What's the key to a quick and happy closing? Cash! Increase your chances of having your offer accepted by allowing NAF Cash* will purchase your new home with cash and sell it back to you for the original price, plus a small convenience fee.
*NAF Cash is an affiliated company of New American Funding
1. Pre-Approval
Get pre-approved and start home shopping.
2. Submit Offer
Secure your new home with a cash offer.
3. Offer Accepted
Cash offer accepted & NAF Cash purchases the home.
4. Move In
Congratulations! You're ready to move into your new home.
5. Buy Back
NAF Cash sells the home back to you through lender financing.
If you are using a screen reader or other auxiliary aid and are having problems using this website please call 800-450-2010 Ext. 7100 for assistance. If you received a letter from New American Funding and would like to be removed from our mailing list, please call 800-450-2010.
New American Funding makes Customer Service our number one priority. We encourage you to call our Corporate Customer Service department at 800-450-2010 ext. 7100 between 8:00 am and 5:00 pm Pacific or email us anytime at customerservice@nafinc.com for any complaint resolution you may have regarding the origination of your loan.
NAF Cash is fulfilled by NAF Cash LLC, an affiliated real estate company of New American Funding that is managed and operated in compliance with applicable legal and regulatory requirements. NAF Cash LLC does not originate loans or issue loan commitments. Terms and Conditions apply. Not available in all states. MI Real Estate Broker #6502431375. 41050 W 11 Mile Rd, Suite 220, Novi, MI, 48375. Phone 844-344-0531
Corporate Office: 14511 Myford Road, Suite 100, Tustin, CA 92780.
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